Abdurrohman PENGARUH CAPITAL ADEQUANCY RATIO (CAR), LOAN TO DEPOSIT RATIO (LDR) DAN NON PERFORMING LOAN (NPL) TERHADAP RETURN ON ASSET PADA SEKTOR PERBANKAN DI BURSA EFEK INDONESIA

Abstract

This study was conducted to determine the effect of Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR) and Non Performing Loan (NPL) on Return On Assets (ROA) either partially or simultaneously in the Banking Sector on the Indonesia Stock Exchange for the 2015-2015 period. 2019. The research method is using a causal associative method, with a quantitative approach. Data collection techniques using secondary data. The sampling technique used purposive sampling technique, the sample amounted to 14 companies.

The results of the study using the t test and f test show that partially Capital Adequacy Ratio (CAR) has a positive and significant effect on Return On Assets (ROA), Loan to Deposit Ratio (LDR) has a negative and significant effect on Return On Assets (ROA), Non Performing Loans (NPL) have a negative and significant effect on Return On Assets (ROA) and simultaneously Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR) and Non Performing Loans (NPL) have a positive and significant effect on Return On Assets ( ROA).